Shared ownership

What is shared ownership?

  • Shared Ownership allows you to buy a share of a property and pay rent on the remaining share.   
  • You can buy a share between 10% and 75% of the property’s full market value.
  • As you only own a share, you can buy it with a smaller deposit and mortgage.

Homes you can buy through shared ownership

  • A new-build home
  • An existing home through a shared ownership resale scheme
  • A home that meets your specific needs if you have a long-term disability, for example if you require a ground floor flat.